Indiabulls Housing Finance Limited -- Home Loan and Mortgage Loans Product  Features / Additions

- Banking Surrogate - Up to 500 Lacs 

- Vanila Income - Up to 500 Lacs 

- Tenure - Max 25 years s.t age norms till age of 75 max

 *HL + HE - Loan up to max 500 lacs* 

Deviation - 1 bounce in last 6 months and max 2 in last 12 months 

- No bounce in last 3 months 

- Never 30 DPD in last 12 months 

- LAP rate would be applicable on HE

- HE Tenor max 15 years 

- LTV - 75%

BT-  RTR Product 

- Loan Amount up to 300 Lacs 

- Minimum 18 MOB

- Proposed EMI  cap Max 125% of running EMI

- Max top up 30% or 40 % of POS

 Self Construction (Pre -owned Plot) 

- Max loan up to 75 Lacs 

- Sanction plan must

APF project loana

Max loan up to 100 Lacs 

Minimum const. stage 50%

PEMI up to 36 months 

 MSME Loan Against Property 

Loan Amount Category 

- Up to 500 Lacs 

- 500 Lacs to 10 Cr 

- 10Cr to 30 Cr (High Tickets)

 Banking Surrogate program

- Loan Amt . up to 500 lacs 

- LTV 70% 

- Max tenure 15 years

 VANILA Income

- Loan Amount Up to 30 Cr 

- LTV up to75% 

- Tenure 15 years

 *lAffordable LAP

- Loan Amount up to 50 Lacs 

- LTV Normal

- Max tenure 15 years

 Loan Against PLOT

- Loan amount up to 5cr

- Vanila Income program

- LTV 50-55%

- Max tenure 10 years

 Property Accepted

Plot 

SORP

SOCP

Industrial

Hotel/Banquet

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